Plan your journey to ₹1 Crore with SIP and Lumpsum investments
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The power of compounding works best when you start early. A 25-year-old investing ₹15,000/month can reach ₹1 crore faster than a 35-year-old starting with ₹25,000/month.
Rule: Start with whatever you can, increase gradually
Diversify across equity, debt, and gold. For long-term goals, allocate 60-70% to equity through mutual funds for higher returns.
Rule: 100 - Age = Equity Allocation %
Continue SIPs regardless of market conditions. Rupee cost averaging helps in volatile markets and reduces average cost per unit.
Rule: Never stop SIPs during market downturns